The National Highway Traffic Administration estimates there is a road traffic accident every 60 seconds. Click here to learn how you can protect yourself. How to Protect Yourself on the Roads as a Driver The last thing you do as a driver — or at least if you’re a veteran driver — is that you’re going to be involved in an accident. You might think about the impending doom that is rush hour traffic, the fact your car could do with a good clean, or perhaps that you need to make yet another trip to the gas station. Yet, the statistics show that, alarmingly, there’s an accident every 60 seconds on ..read more

One of the most effective ways to build a working budget is to cut out unnecessary expenses. This makes a lot of sense, after all. Eliminating impulse purchases will protect your assets and ensure you don’t waste money on products or services that won’t provide you with real value. However, some purchases are simply unavoidable. You may have no choice but to purchase a new car, or to spend money to cover medical bills, or to sign up for educational courses to advance your career. The good news is that it is still possible to save money even on big, important purchases.  Review Your Optio ..read more

The rate you get on the annuity is probably the most important factor to consider when you’re shopping for an annuity. Note that you need to consider the actual returns you see rather than the interest rate you’re promised. For example, it is what you keep after fees and taxes that determine how much money you have to live off of. Here are a few tips on how to get the best annuity rates. Wait Longer to Collect The annuity has a present and future value. The present value is how much money you put in plus any compound interest on the principal. If you can wait another six months, the balance ha ..read more

It doesn’t matter what your age is, because there is a high chance that you have some experience of being in debt. It might be that you have never been in debt yourself, but you have been affected by it. Either way, if you want to get out of debt then you need to first understand the reason why you are in debt so that you can effectively deal with and turn around the situation. IMAGE SOURCE: Pexels.com You’re Trying to Keep up with Others You may well be in debt because you want the latest things, and you also want to buy things that you have seen other people have. If everyone is spending m ..read more

Purchasing a house will most likely be the largest financial investment you make. For first-time home buyers it is a tremendous accomplishment, but not without its fair share of problems. To be specific, financial problems. Many first time homebuyers get caught up in the home buying process and rarely do they think about the various financial aspects of buying a home and how they affect the bottom line at closing and beyond. Contingency Clauses Are Your Friend Contingency clauses shield you, if the loan falls through, if you lose your job or the appraisal costs comes in over the market va ..read more

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Hey Girlfund!   We often talk about giving value in our businesses. Giving is our path to success. And right now that path leads straight to the inaugural #Collaborich Conference. I am excited to be one of the featured speakers at this star-studded 3 day event. Join me live tomorrow! It’s kind of epic. 30 Radically Successful Female Entrepreneurs 3 Business Building Days 1 Sweet Little Virtual Home   The best part is, it’s not going to cost you a single thing.   Just turn up and learn up as the motto says.   Join me here:https://bit.ly/FabiolaCollaborich   Who co ..read more

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  1. Not taking advantage of all employee benefits 2. Not increasing your 401k (every yr) 3. ONLY relying on your 401k (save more) 4. Neglecting to have life and disability insurance 5. Keeping up with the Joneses (DON’T) 6. Overspending on your children and not saving for their futures 7. Not discussing finances before marriage http://credit-n.ru/offers-zaim/mgnovennye-zaimy-na-kartu-bez-otkazov-kredito24.html http://credit-n.ru/offers-zaim/sms-finance-express-zaimy-na-kartu.html http://credit-n.ru/avtokredit.html http://www.tb-credit.ru/microzaim.html TOP Financial Mistakes to Avoid in ..read more

Everyone is familiar with the phrase “you have to spend money to make money,” but usually that hackneyed saying is associated with entrepreneurs looking to build a business. However, job hunters of all kinds must spend some cash to start bringing more home. That’s right: Even before your first paycheck, you will incur costs required to fulfill your employment fantasies. Fortunately, budgeting for your job hunt isn’t terribly difficult once you know how you need to spend. To ensure you don’t go too far in the red before you are making any green, here is a simple guide to the expected costs of t ..read more