Three Thrifty Guys
3,895 FOLLOWERS
Articles on personal finance tips, discount mobile phone plans, reducing expenses, and increasing savings. Three Thrifty Guys is a personal finance blog helping folks keep a few more bucks in their pockets. Aaron, Charlie and Mark are Three Thrifty Guys aiming to share their insight on how to live a "life of thrift".
Three Thrifty Guys
1y ago
Here are a few down-and-dirty, quick and easy things you can do right now to cut down on some of your bills.
Bundle your services. Start with the phone, internet, and cable provider if you have them. Typically they offer bundling packages. It's probably cheaper if you bundle. Ask them if they are also running any specials. If they aren't, ask them if they'd be willing to drop your phone (or cable, internet) bill down by $10. It never hurts to ask and it has worked for me.
Unplug your electrics when not in use. Believe it or not, appliances, TVs, and lamps suck energy even if they are turned o ..read more
Three Thrifty Guys
1y ago
Let me start first by saying that when it comes to large-scale, complicated home projects – I am the first to recommend we call up the professional. It's typically the wife who thinks we can take it on. So, understand that installing carpet and getting the tools necessary to do it is not a natural instinct – and something that I readily would shy away from. That said – after watching and participating in a carpet install – I can honestly tell you that (with some hard work and patience) you can probably handle this on your own.*
The carpet install was performed by a gentleman from Empire Today ..read more
Three Thrifty Guys
1y ago
Over the past few years, meal kit delivery services have become increasingly popular. In fact, according to Time Magazine, the meal kit service industry was estimated to be worth USD$2.2 billion globally as of the year 2017. The US alone has over 150 meal kit companies.
A meal kit service is a food subscription business model that sends its subscribers partially prepared food ingredients together with recipes for making home-cooked meals. It is perfect for people who love to cook but do not have the time to plan and shop for meals. Cooking with the family can be a fun activity to pass time dur ..read more
Three Thrifty Guys
1y ago
One of the pleasures of managing a personal finance site is learning about new products/services that help people save money – and then getting to share them with you!
So when we heard about Gen Mobile – we knew we'd like to learn more about them and give them a test run. Their marketing curator extraordinaire, Tony, sent us a couple of phones to try out and we'd now like to share our experience with them.
A little bit about Gen Mobile
If you've spent any of your time around this site – you probably know there are a lot of MVNO providers out there. According to Wikipedia, MVNOs service over 36 ..read more
Three Thrifty Guys
1y ago
This past year marked our nine year anniversary of using DIRECTV for our TV service. This relationship has lasted a lot longer than I ever thought it would. However, that doesn’t go without saying that the relationship hasn’t had its bumps and bruises. Like any human relationship, it’s about give and take, and our experience with DIRECTV hasn’t been anything different.
Here is what our current service looks like:
“Total Choice Family Package” – 55 channels – $29.99/month*
DVR Services – $0.00/month for 12 months (normally a $10/month service)
NFL Sunday ticket – until end of current seas ..read more
Three Thrifty Guys
2y ago
Investing is one of the best ways to build wealth and generate a passive income stream, but it is not a get-money-rich scheme, and investors must be aware of the risks. There is always a chance that you could lose money, and past performance is not indicative of future results. The world of investing can be a daunting one, but there are also common mistakes that investors make that could be holding them back from finding success. So, what are a few of the most common investing mistakes, and how can you avoid them? Keep reading to find out more.
1. Putting All Your Eggs In One Basket
The most c ..read more
Three Thrifty Guys
2y ago
Accounting was once a practice of hunching over a desk, surrounded by stacks of papers and calculators, trying to make the numbers work. Even though most businesses have at least moved their accounts from paper ledgers to spreadsheets, many are still spending more time and money than they need by not investing in accounting software. While it may sound counterintuitive to spend money in order to save it, investing in accounting software has many long-term benefits for your business – financial or otherwise.
Automate time-consuming tasks
One of the biggest advantages of accounting software is t ..read more
Three Thrifty Guys
2y ago
When people consider starting their own business, most get stuck thinking about large upfront investments and wondering how long it will take to get their first customer. However, many small businesses can be started from your own home with little or no investment – and most people overlook one of the most obvious ways to go into business for themselves.
Selling your things online is just that. Countless entrepreneurs got their start selling their own things online before expanding the business to sell items acquired in bulk and from others. Some of the most well-known platforms to sell items ..read more
Three Thrifty Guys
3y ago
When you’re new to investing, it can seem pretty daunting. It might even seem scary. Yet investing can actually be a lot of fun, and of course, when you do it well, it can provide you with a good return, much higher than you would find in a traditional savings account. The key, of course, is to be patient; you won’t become wealthy overnight. There are other useful tips to remember to; read on to find out what some of them are.
Start Small
Whether you’re a little wary of investing or you’re excited to get started, the last thing you’ll want to do at any stage, and especially right at the start ..read more
Three Thrifty Guys
3y ago
In 2003, I first heard about digital banks like Up and Chime and how they were offering so much better interest than all the brick-and-mortar banks. At the time, I felt extremely uncertain about investing my hard-earned money in a bank that I couldn't see and touch if I wanted to get my money out.
Fast forward 18 years and online banks have advanced a lot! In a market with extremely low lending rates, it is leaving people with very low-interest rates on savings and checking accounts. A lot of the traditional banks, as you see in “It's a Wonderful Life“, are being squeezed out, because the buil ..read more