New episode time and again the world conditions are topsy turvey. As we mentioned last time, as long as the current situation is causing changes in our lives we will hold off on ‘regular’ episodes. This time around we offer up a little insight into the situation confronting us all. We hope everyone is doing as well as you can and you remember to take care of yourselves – not just with social distancing and staying at home but mentally also. In this time of being in ‘lockdown’ take some of this time for yourself. Play a game, read more, listen to music, work a puzzle – whatever it is that tak ..read more

With all the confusion and change that is going on all over the world we are taking a step back from our podcast. We both felt it wasn’t the right time to continue talking about boujee, let alone trying to live it, when there is all this uncertainty. Like everyone else we are adjusting our budget and tightening the belt a bit. We are going to see how it plays out and at the least we will be back on our regular two week schedule with another small update. Stay safe everyone ..read more

A large portion of the population is living paycheck to paycheck. This factor puts them at risk of getting into the potential cycle of payday loans. This episode we take a look at payday (or title) loans and also some things that you might be able to take advantage of to keep from becoming their prey. One of my random obscure pop culture references this episode also gives us a chance to see if any of our listeners are on our wavelength and can identify it – hopefully without resorting to Google. If nobody gets it (I doubt that will h ..read more

Join us as we head into our second season talking about baby step #1. We mentioned it before but have kind of glossed over it with a lot of our talks being focused on the debt aspect. Baby step #1 involves getting an emergency savings account. We talk about this and also add the more fuel to our onging ‘fire’ about which of us is following the better method of debt elimination. The post Urgent Emergency ‘Fund’ app ..read more

This episode is a little bit more of a fun topic as we talk about financial acronyms (YUPPIE, DINK, FIRE etc) and come up with some of our own. Acronyms are a way to shorten a description or process that the person is going through. We weren’t able to really find any that fit in with our efforts to keep what boujee mojo we have so we took it into our own hands. Leave us some comments on which of ours you like and if you have some that you use for yourself – either already established ones or any you may have created ..read more

This episode we take a look at one of the options that people can use to ease debt – balance transfer. Does it work? Or at the least does it help a person lower debt? After going through the process we also provide some updates to our numbers and see how it affected them. The post Episode 19 – Read the Fine Print appeared first on Debt Free with a Side of Boujee ..read more

This episode we explore the topic of filing for bankruptcy. We also have a guest joining us to share his experience going through the process of filing for bankruptcy. It’s a very personal subject so we want to thank Anthony for opening up and sharing it with us for this episode. There are different options for filing and we take a quick look at them as well. The post Episode 18 – A Chapter in the Life of….. appea ..read more

As we welcome in the new year of 2020 join us as we present the tradition of presenting the end of the year review. Even though we didn’t start the podcast until September, we remember some of our favorite memories for the whole year as well. It was a little scary thinking of the prospect of starting a podcast, but it has been fun and we are grateful to everyone who has listened. We also want to thank Rod and Mike for joining us on a couple episodes as our guests (and thank you to Mike for having me as a guest on his podcast – that w ..read more

With the holiday fast approaching it might be time for a refresher on how to receive graciously. Plus once you learn how to be open to receiving it can be applied to not just gifts and physical items but also compliments, attention and time. There is a balance involved with giving and receiving and while it may seem that the receiver is the only one to get something, the art of receiving graciously gives back to the giver. This episode also has some updates on our efforts to get debt free ..read more

This episode we take a look at wills and the process involved if a person dies without one. The laws do vary depending on the state of residence for the deceased, but there is some commonality and we try to explain the basics. It’s also been a week since we talked about cutting the cable cord and we have some updates on what we are trying and where we stand in that transition. The post Episode 15 – WILL I OR WILL I N ..read more