1. Register Intend to Buy This is the very first step to do and a very simple application to register your intend to purchase a flat. The application is valid for 12 months and can be re-applied again if expired. This application is free. The process of application simply run through an online eligibility assessment for grants, loans and budget based on the information you provided. If you are going to apply for HDB loan, you are required to apply for HDB Loan Eligibility (HLE) after this step. I am going to use bank loan for my purchase and the subsequent steps will be based on using bank lo ..read more

Core Stock Allocation Total Portfolio Allocation  Satellite Portfolio Allocation Dividend Collected to Date Dividend Collected in 2021 Dividend by Month (Last 5 Years) Top Dividend Contribution (Last 12 Months) Total Portfolio P&L As of 30 Sep 2021 Portfolio Market Value Portfolio Market Value (excluding Cash and SSBs) Transaction Summary for September2021 BOUGHT S&P500, SPY Dividend Summary for September2021 Dividend collected for the month of September 2021: $2.13K* *Dividends are realized on pay date ASCENDAS REIT MAPLETREE IND TR KEPPEL DC RE ..read more

Total Portfolio P&L As of 31 August 2021 Since Inception Total Portfolio Unrealized Gain: $69.77K Total Portfolio Realized Gain (Including Dividends): $154.72K  XIRR: 7.31% Portfolio Market Value Portfolio Market Value (excluding Cash and SSBs) The sentiment in the market has started to turn bearish as lesser people are buying the dip. The tapering will start soon in the next few months which could be the reason why people are more cautious now. As the increase in interest rates are not expected yet, we are only seeing slight profit taking inst ..read more

Dividend Collected to Date Dividend Collected in 2021 Dividend by Month (Last 5 Years) Top Dividend Contribution (Last 12 Months) Dividend collected for the month of August 2021: $2.73K* *Dividends are realized on pay date SINGTEL FRASERS L&C TR OCBC BANK UOB SHENG SIONG ST ENGINEERING STARHUB VICOM LTD Dividend (YTD): $15.89K Average Monthly Dividend (YTD): $1.94K Total Dividend Collected to Date: $127.65K My core portfolio is in full ‘self-driving’ mode and continues to generate dividends monthly. No maintenance is required and only need cares when companies do preferential ..read more

Core Stock Allocation Total Portfolio Allocation  Satellite Portfolio Allocation Transaction Summary for August 2021 BOUGHT NIKKOAM STC ASIA REIT ETF (SRS) BOUGHT ISHARES USD ASIA HY BOND ETF (SRS) BOUGHT AMD BOUGHT VANGUARD HEALTH CARE ETF BOUGHT MICRON TECHNOLOGY BOUGHT TESLA The China’s economy shake up is still underway as more regulations kick in. Video gaming for below 18 are restricted to 3 hrs per week, banning of ‘Effeminate Men’ in media, Alibaba contributing US$15 billions for ‘common prosperity’, the state looking at seizing control of DiDi Chuxing to name a few. I sa ..read more

 Satellite Portfolio Allocation Holdings Vanguard Health Care ETF, VHT Invesco QQQ Trust, QQQ iShares China Large-Cap ETF, FXI ASML Holding NV, ASML Micron Technology, MU Taiwan Semiconductor Manufacturing Company, TSMC Tesla Motor, TSLA Nvidia Corp, NVDA  Advanced Mirco Device, AMD The clampdown of China company continues and there is no sign showing that things will recover soon. The regulator has draft new rules to ban anti-competition, privacy laws, and will be providing oversights on live streaming. On the larger picture, the government even warns over excessive wealth. Th ..read more

Total Portfolio P&L As of 30 July 2021 Since Inception Total Portfolio Unrealized Gain: $77.87K Total Portfolio Realized Gain (Including Dividends): $151.98K  XIRR: 7.58% Portfolio Market Value Portfolio Market Value (excluding Cash and SSBs) It’s a pretty uneventful week so I won't be doing an update for this week. Tiger Broker Referral Futu MooMoo Referral InvestingNote Profile: @SingularityTruth Facebook Page: @SingularityTruth ..read more

Dividend Collected to Date Dividend Collected in 2021 Dividend by Month (Last 5 Years) Top Dividend Contribution (Last 12 Months) Dividend collected for the month of July 2021: $0.95K* *Dividends are realized on pay date ISHARES USD ASIA HY BOND ETF ISHARES USD ASIA BOND ETF NIKKOAM SGBD ETF Dividend (YTD): $13.15K Average Monthly Dividend (YTD): $1.87K Total Dividend Collected to Date: $124.91K NASDAQ and S&P500 are still trying to reach new highs and any retracement is an opportunity for me to enter or accumulate. I am still in the phase of increasing my growth portfolio.&n ..read more

Core Stock Allocation Total Portfolio Allocation  Satellite Portfolio Allocation Transaction Summary for July 2021 BOUGHT TESLA BOUGHT ASML HOLDING NV BOUGHT NVIDIA CORP SOLD CAPITALAND MAS has finally lifted the dividend cap for banks, but the news probably has already been priced in and the prices barely moved. Nonetheless, it was good news and the yield can go back up. This month, I sold my remaining stash of CapitaLand shares as EGM draws near, and the price soar above $4. The main reason for the sell is I am not keen in holding odd lots of CICT after the restructu ..read more

 Satellite Portfolio Allocation Holdings Vanguard Health Care ETF, VHT Invesco QQQ Trust, QQQ iShares China Large-Cap ETF, FXI ASML Holding NV, ASML Micron Technology, MU Taiwan Semiconductor Manufacturing Company, TSMC Tesla Motor, TSLA Nvidia Corp, NVDA  There are quite abit of changes for the growth (satellite) portfolio due the recent retracement in tech stocks. The noticeable changes from the last update are that I have sold SMH ETF, and added a new stock, Nvidia Corp. I have also accumulated more Tesla Motors and ASML Holding. Overall, the performance of the US market is ..read more