What were your retirement dreams when you were 21 years of age?  Odds are that you never gave it a thought. Let’s face it, at that age we all think we’re invincible and we have trouble looking 40 some years into the future. The thing is that the future comes much faster than you realize. Fast forward … You’ve been working hard for a long time tolerating long hours, mediocre pay, missed family events and put off vacations. You’ve ‘gone without’ to put some money aside for your future.  Now in your 50’s and beyond, how would you like your retirement to look?    With all the advancements in heal ..read more