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This is that time of the year, 1st of December every year, when I reach out on my work anniversary. I share my perspectives on the year gone by, hits and misses, updates and the learnings during the year. It is very hard to believe that seven years have passed since I started this practice of helping my clients achieve financial freedom. I am indeed very honoured to have many clients who have been with me since the beginning when I started Financial Radiance on December 1, 2016. A lot of developments have happened during the last year and therefore let me get started. Reaching Rs 100 cr ..read more

Retire how you want, not how others want you to!   Have you been struggling to maintain a work-life balance? Are you working just to pay your bills? Is your job aligned with your passion? Are you striving for financial freedom? Retirement can be an exciting time, but it can also be overwhelming if you’re not financially prepared. Planning for retirement takes time and effort, but with the right steps, you can make it a lot easier. In this blog post, we will go through some simple steps that can help you achieve financial freedom and retire with confidence. 1. Determine your retirement ..read more

Introduction According to a popular saying, being early to bed and rise makes one healthy, wealthy and wise. But it’s not just waking up early that’s good; in many aspects, being early has its own advantages.  Why should it be any different for investing? One popular way of building Wealth over a long period of investing is by investing in Mutual Funds through the Systematic Investment Plans (SIP) route. How do Mutual Funds Work? What mutual funds do is that they collect money from investors and invest this pool of funds to achieve a common investment objective. This is the primary reas ..read more

  It’s easy to get caught up in the rat race and forget to enjoy life. However, it is important to consider, how much money is enough for you? How much money do you need to be happy?   to comfortably retire? to have a good life? According to a survey by Bankrate.com, nearly half of Americans say they need an annual income of $75,000 to be happy. Meanwhile, a study by the Employee Benefit Research Institute estimates that $1 million is the amount needed to retire comfortably. This would be true even for India also, though the numbers may vary, considering purchase power parity e ..read more

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