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Hi! Welcome to Five Talents Capital. I’m Ezekiel Emunah, and in this post I’ll be sharing a bit more about my story and why I began this journey in faith and finance.  If you’re not interested in hearing the full story and just want the TLDR, here it is:  I started Five Talents Capital as a personal finance blog to help and equip others on their financial journey, and to provide a unique perspective as both a Christian and a finance professional.  As a bonus, there will be no shortage of anecdotes, memes, jokes & gifs. I hope anyone who joins me on this ride can come away wi ..read more

This afternoon, Trump announced an additional $200B in tariffs that will be levied against Chinese goods. It is a shocking move in that such threats have typically been viewed as a kind of political bravado as opposed to real, actionable sanctions. But here we are, ladies and gentlemen. Trump tariffs are here.  What's going on now?  Trump and his administration will spend the next two months hammering out the details of the tariffs. It is expected to be a 10% tariff on $200B worth of goods, but which goods will be affected remains to be seen.  Why did Trump levy these tariffs?&n ..read more

Many of us have a perspective on saving & investing that has been shaped by a number of influences. Our parents, our church, our community, and the media have all likely played a role in how we approach saving & investing. Growing up, I disliked the thought of investing, because my dad would always be listening to financial news. I couldn’t stand hearing “The Dow Jones Industrial Average is up 90 points” or “The S&P 500 is down 20 points” every. single. day. Naturally, my stance changed once I learned more and ended up majoring in finance. Similarly, I know my wife had her biases ..read more

It has now been over two months since shelter-in-place began in California, and many other places in the US are on the cusp of partially reopening the economy. Naturally, we have to ask ourselves a number of questions as we reach this inflection point:  Is it safe and prudent to reopen now?  Will there be risk of a second wave of coronavirus?  Can the economy recover quickly?  What will life look like moving forward?  What will the market do given these circumstances?  While it’s difficult to answer these questions with any certainty, I’d like to break ..read more

After nearly two months of shelter-in-place here in California, I’m really starting to feel the fatigue and monotony set in. Seeing these same four walls all day and night with the exception of afternoon jogs and grocery runs makes time sort of blur everything together. But as always, I also want to emphasize my gratitude that my circumstances are excellent, all things considered. Never want to lose perspective.  With the end of shelter-in-place still a bit uncertain (and a return to the office likely quite some time after that), now is the perfect time to be leveling up some ..read more