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Time, patience and loyalty are key ingredients in the journey of life. People who seek pleasure in flirting get afflicted by AIDS or some other strange ailment. Even in investing, flirting remains a risky proposition. The human mind sometimes thinks it can beat age old values of patience and loyalty. It seeks for a new and more profitable path. A path driven by overconfidence and greed. But time and again, such thinking falls flat on its face and instead of making great returns, one lands up with below average returns. It is a common occurrence that mutual funds deliver good returns but inve ..read more

Small Lessons in Personal Finance makes a big difference!! Happy Investing ..read more

5 STEPS FINANCIAL PLANNING FOR CHILD EDUCATION Step 1: Set a Target Date The first step is to find out the target date for the child education goal. I feel the that average age when a child goes for Higher education can be taken as 21 or 22. You can take your own target tenure depending on your expectations and situation. If you are not yet married then find out the estimated time left for your marriage and when you want to start your family (i mean children) and add target years to that number. For me personally it would be 4 + 21 = 25 yrs. what about you? Step 2: Set a target amount in tod ..read more

Recently, the international funds are seeing a stellar performance in the last 3 - 4 months’ time. Let’s review how they have performed. Most of these funds are categorised as fund of funds. Fund of funds are nothing but funds which invest within their own fund house ..read more