The Insurance Regulatory and Development Authority of India (IRDAI) has committed to enable ‘Insurance for All’ by 2047, where every citizen has appropriate life, health and property insurance cover and every enterprise is supported by appropriate insurance solutions and also to make the Indian insurance sector globally attractive. In FY23, total premium of the Insurance Industry grew at a healthy 16% to Rs. 2.56 Lakh Cr. As per the IRDAI, India will be the sixth-largest insurance market within a decade, leapfrogging Germany, Canada, Italy, and South Korea. In this Blog, we shall get an under ..read more

This article summarizes the investment strategy of Siddhartha Bhaiya, the Managing Director and CIO of Aequitas. He is a qualified CA and the driving force behind Aequitas, with more than 20 years of experience in Equity Research and Equity Fund Management. He has been instrumental in taking Aequitas from a start-up to one with a consistently strong performance track record. He believes in generating outsized returns by investing in small-cap undiscovered companies. He is a specialist in bottom-up stock selection and identifying multibaggers. Multibagger stocks are equity shares of a company ..read more

This article summarizes the investment strategy of Siddhartha Bhaiya, the Managing Director and CIO of Aequitas. He is a qualified CA and the driving force behind Aequitas, with more than 20 years of experience in Equity Research and Equity Fund Management. He has been instrumental in taking Aequitas from a start-up to one with a consistently strong performance track record. He believes in generating outsized returns by investing in small-cap undiscovered companies. He is a specialist in bottom-up stock selection and identifying multibaggers. Multibagger stocks are equity shares of a company ..read more

One of Bruce Lee’s famous dialogues in the movie Enter the Dragon happens when someone asks him about his style of martial arts. He coolly replies “The art of fighting without fighting.” Masters of martial arts don’t want to fight and do so only in self-defence and that too as a last resort. Great investors like Warren Buffet say that “Our preferred holding is forever.” So, he doesn’t want to sell the stocks he owns unless he has to. The question is how do you know when is selling a stock you own the right thing to do? 1. Sell when the company does not seem to be as good as you thought it was ..read more

The consumer electricals sector has witnessed a mixed bag performance over the last few quarters, with some players reporting healthy growth while others have experienced subdued demand. This performance necessitates a closer look to identify the factors driving demand, assess the product portfolios of key players, and determine which incumbents are best positioned for the future. The consumer durables sector is segmented into three major categories based on usage: electricals, wires and cables, and white goods. Within the electricals segment, the major products based on market size are light ..read more

India is the third largest and one of the fastest growing alcoholic beverages markets globally. This growth is attributed to various factors, including rapid urbanisation, evolving consumer preferences, a burgeoning middle-class population with increased purchasing power and a more aware younger consumer profile. While there have been challenges with respect to supply chains and inflation, the industry is capitalising on the opportunities that are emerging. In this blog, we’ll dive into the present state of the Indian liquor industry, evaluate its potential for growth, look at its advantages ..read more

Bharti Hexacom Ltd IPO Details: Opening Date: April 03, 2024 Closing Date: April 05, 2024 Listing: BSE and NSE Number of Shares: ~7.5 Cr shares Face Value: Rs 5 per share Price Band: Rs 542-570 per equity share Issue Size: Rs 4,275 crore Lead Managers: SBI Capital Markets, Axis Capital, Bob Capital Markets, ICICI Securities and Iifl Securities Ltd Recommendation: Avoid About the Bharti Hexacom Ltd Company: Bharti Hexacom (BHL) is a communications solutions provider offering consumer mobile services, fixed-line telephone and broadband services to customers in the Rajasthan and the North East ..read more

The team at MoneyWorks4Me is extremely proud of the returns we have generated for our clients over the last 10 years. Over a decade, we have significantly outperformed the benchmark index, Nifty 50, by 7.6% on an annual basis and by more than 300% on a cumulative basis. An investment of Rs. 10 lakhs invested with us for 10 years would be valued at Rs. 63.6 lakhs versus Rs. 32.8 lakhs at the end of 2023. While we have beaten the index over the decade, our record is consistent as we have beaten the index over shorter and more recent time frames as well. This has been achieved by adhering to str ..read more

In general, quite a few people are obsessed with beating the market. This thought probably holds true for fund managers, for whom their entire job revolves around beating the market. If they don’t beat the market, the fund they are managing will stop getting inflows. So, they will do anything to report better than the market returns. To them, it may look as if the market is their number one enemy. For individual investors, the perspective should be different. Attempting to outperform the Market is similar to trying to conquer the ocean, a task one is bound to fail. To understand the market, w ..read more

The Banking, Financial Services, and Insurance (BFSI) sector in India is the largest in terms of market capitalization, comprising a substantial portion of the Nifty 50 index. It’s highly probable one’s investment portfolio includes stocks from this sector. While this sector encompasses various industries, this discussion primarily focuses on Banks, owing to their significance in this sector. Banks differ from other businesses by dealing with money as their primary raw material and product. Fundamentally, they borrow from various sources, including deposits and external borrowing, and lend at ..read more