In recent years, new year’s resolutions have become quite unpopular. It is not without reason, research shows that only about 19% of people stick to their new year resolutions. We abandon our resolutions by the end of the first quarter of the year, at best. Unfortunately, this unpopularity has also caused many people to throw out the baby and the bathwater – this year I saw so many Instagram posts stating that resolutions are useless, and that they don’t make a difference. I am however a resolutions optimist, because the new year is one of the many temporal landmarks – days or moments that giv ..read more

In the last week, social media was  filled with commentary about kids who were born in 1991 turning 30 this year. On one hand there was schadenfreude from the older ones “you thought you’d never grow old, see your life now”, and on the other hand, anxiety about the 30s. This tweet  captured the economic anxiety many who turn 30 are feeling, especially this COVID year: https://twitter.com/Wahinya_Charlie/status/1346052814741626883 Reading the posts, some of which I responded to, I thought to share a couple of things that will encourage the newly minted 30-year-olds, and also help you ..read more

This is the first of a couple of posts I am writing for the next two weeks as useful reading for this period. Last week, I wrote a long, but great post about setting yourself up for success where money is concerned. You may read it here.  Onto the post I am not a fan of willpower. Much has been written about how willpower often gets depleted (something smarter people call ego depletion),  and in our busy lives, we often suffer from decision fatigue. Decision fatigue is why it is easier to dig into that tub of ice cream when you have had a long day. It is also why it’s easy to throw c ..read more

As I write this post, we are 21 days away from the start of the new year. Whether you are for, or strongly against new year resolutions, psychologists make a good case for fresh starts, and the new year is one of “temporal landmarks” that we can use to improve our lives. I also bet that whether you believe in resolutions or not, with the year we have had, you are already thinking how 2021 will be different. It is human to take the lessons we have learnt and to apply them moving forward. The purpose of this post, as the title states is to make it easier for you to achieve your money goals in 20 ..read more

There is a version of hide-and-seek that little children play, where instead of hiding from you, they shut their eyes tightly, then cover them with their hands thinking that since they can not see you, you also cannot see them. Photo Credit Sometimes as adults we play this game too, especially where the taxman is concerned. We hope that since we do not want to deal with our taxes, our tax obligations will not find us. This is especially the case when we are just hustling. Making kidogo money here and there. Sometimes in our own name, or that ka-side company whose returns we do not file, beca ..read more

In recent years, new year’s resolutions have become quite unpopular. It is not without reason, research shows that only about 19% of people stick to their new year resolutions. We abandon our resolutions by the end of the first quarter of the year, at best. Unfortunately, this unpopularity has also caused many people to throw out the baby and the bathwater – this year I saw so many Instagram posts stating that resolutions are useless, and that they don’t make a difference. I am however a resolutions optimist, because the new year is one of the many temporal landmarks – days or moments that giv ..read more

In the last week, social media was  filled with commentary about kids who were born in 1991 turning 30 this year. On one hand there was schadenfreude from the older ones “you thought you’d never grow old, see your life now”, and on the other hand, anxiety about the 30s. This tweet  captured the economic anxiety many who turn 30 are feeling, especially this COVID year: https://twitter.com/Wahinya_Charlie/status/1346052814741626883 Reading the posts, some of which I responded to, I thought to share a couple of things that will encourage the newly minted 30-year-olds, and also help you ..read more

This is the first of a couple of posts I am writing for the next two weeks as useful reading for this period. Last week, I wrote a long, but great post about setting yourself up for success where money is concerned. You may read it here.  Onto the post I am not a fan of willpower. Much has been written about how willpower often gets depleted (something smarter people call ego depletion),  and in our busy lives, we often suffer from decision fatigue. Decision fatigue is why it is easier to dig into that tub of ice cream when you have had a long day. It is also why it’s easy to throw c ..read more

As I write this post, we are 21 days away from the start of the new year. Whether you are for, or strongly against new year resolutions, psychologists make a good case for fresh starts, and the new year is one of “temporal landmarks” that we can use to improve our lives. I also bet that whether you believe in resolutions or not, with the year we have had, you are already thinking how 2021 will be different. It is human to take the lessons we have learnt and to apply them moving forward. The purpose of this post, as the title states is to make it easier for you to achieve your money goals in 20 ..read more

There is a version of hide-and-seek that little children play, where instead of hiding from you, they shut their eyes tightly, then cover them with their hands thinking that since they can not see you, you also cannot see them. Photo Credit Sometimes as adults we play this game too, especially where the taxman is concerned. We hope that since we do not want to deal with our taxes, our tax obligations will not find us. This is especially the case when we are just hustling. Making kidogo money here and there. Sometimes in our own name, or that ka-side company whose returns we do not file, beca ..read more