submitted by /u/Error_Cardiologist46 [visit reddit] [comments ..read more

So I got a call from paisabazaar for rbl duet credit card which was LTF, butwhen I signed up for it very next day they call me and say Im getting duet plus which has 1500 annual fee, which I never signed up for, when I asked them to give me the regular duet credit card they started telling me how bad the card is and what not and kept pushing me to get the duet plus, thanks to RBI’s policy of taking customers consent, they got caught, otherwise they would’ve just sent me this card. submitted by /u/demyori_jokusi [visit reddit] [comments ..read more

Hello everyone, I hope you’re all doing well. I’m considering taking out a loan against my property in India and had a question regarding the remittance of funds abroad. Once the loan amount is credited to my account, would it be possible to transfer this money overseas through the Liberalised Remittance Scheme (LRS)? The amount will be under $250,000. Any insights or guidance on this would be greatly appreciated. Thank you so much for your help! submitted by /u/KurisuHippo [visit reddit] [comments ..read more

You can discuss something like these, ITT: What brokerage are you using currently? Is the brokerage structure suitable to your needs? How is the availability of the brokerage service? Do you experience issues with login/authentication? Do you experience issues with posting trades to NSE and BSE? Do you experience issues with executing trades at NSE and BSE? How do you rate the brokerage reports provided by the brokerage house? How are the ancillary products and services provided by the brokerage house? Do you use Smallcase to manage your portfolio, and how was the service? You c ..read more

Ask your investing related queries here! The members of /r/IndiaInvestments are here to answer and educate! Alternatively, you could join our Discord and seek answers to your queries If you're looking for reviews on any of these following, follow the links: which bank or brokerage to use which fund house is more capable and trustworthy which investing platform to use, which insurance company is reliable Generally speaking, there is no best stock, or fund, or bank, or brokerage, or investment platform. Answers are always subjective to your personal needs, but use those threads a starting poi ..read more

submitted by /u/Educational_Swim8665 [visit reddit] [comments ..read more

All the mutual fund options that are based on world indexes instead of US market, are indirectly 70% invested in US. Is there any 1 mutual fund which is investing in different markets with a nicer weightage ? Currently i cant even make a basket of mutual funds to invest evenly(or almost evenly) in different markets of the world. submitted by /u/stupefyme [visit reddit] [comments ..read more

We all know that the general advice is to invest in equities/debts, etc. Real estate is not as highly recommended as these two. I have all my money in FD and mutual funds. Today, I found out that my father's one plot (no houses built, just land) has grown with 18.7% cagr(1996, 40k then, 43 lacs now after 28 years) in the last 28 years. Another grew with 19.1%(1.2 lacs in 2010, 15 lacs now) cagr in the last 14 years. And these two are not in any tier 1 cities or something. These are in normal towns (municipalities). I feel like unless I want the liquidity, I should pump all my money into real ..read more

I am trying to create a financial model to value companies and I am learning from Varsity by Zerodha. I have successfully created and projected the Balance sheets and P&L Statements on Excel but I am completely stuck with the cash flow statement! How are we supposed to match the net cash flow with the balance sheet cash value...? If I try to create a cash flow statement by myself then I get bizarre cash flow values far from the real value as shown in the annual report. If I will copy the CFS from the company's annual reports then there will be no linkage between the CFS and my projected b ..read more

For e.g.: If you bought shares worth 10K and sold shares under 10K we will require entire 10K on the buy transaction as well as 100 Rs additional (1% of the tv) however, in case of selling existing holdings we will not ask client to provide any margin but we will still block 100 rs against the sell transaction and the margin used component in this example will reflect as 10,200/- Is this 2% amount refunded ? submitted by /u/Realistic_Brother152 [visit reddit] [comments ..read more