BasuNivesh
4,018 FOLLOWERS
Get ideas, tips and resources on financial planning and personal finance. Through this media the author wants to update knowledge of people about Financial Planning and making them aware about their finance.
BasuNivesh
4d ago
Unexpectedly Gold price touched Rs.74,000 per 10 grams. Why such a price jump immediately? Should you invest? Is it wise to include gold in your portfolio? Recently one of my clients asked me one interesting question. We always say that Gold has a negative correlation to the equity market. However, if we notice the current ..read more
BasuNivesh
6d ago
From 1st April 2024, If your Mutual Fund KYC status is not validated, you cannot invest. How to check and validate KYC status to start investing in mutual fund? As you are all aware completing the KYC is the first step of investing in mutual funds. However, sadly the KYC process in India is still ..read more
BasuNivesh
1w ago
Let us do the Parag Parikh Flexi Cap Fund Review 2024. How has the fund performed since its inception from 2013 to now compared to its benchmark Nifty 500 TRI? Among active funds, I too recommended this fund for “Top 10 Best SIP Mutual Funds To Invest In India In 2024“. Hence, I thought let ..read more
BasuNivesh
2w ago
The whole of India is now busy investing Rs.1.5 lakh in PPF and SSY before 5th of April 2024. When you must NOT invest as a lump sum? We all know that if we invest Rs.1.5 lakh in either PPF or SSY between 1st April to 5th April, we end up earning higher interest than ..read more
BasuNivesh
1M ago
75% of Active Large Cap Funds outperformed the Index for a year period. Hence, is it time to move to active large-cap funds from passive large-cap funds? In the financial world, the debate between active and passive investing is ongoing. Supporters of active funds celebrate when they outperform the benchmark, while the opposite is true ..read more
BasuNivesh
1M ago
When seeking investment returns, we frequently fail to recognize the importance of additional essential factors. This article explores the lesser-known criteria that extend beyond just returns. As individuals, we are constantly seeking out opportunities to invest in products or assets that promise remarkable returns down the line. However, if we solely base our investment decisions ..read more
BasuNivesh
1M ago
What is the PPF Interest Rate 2024? What is the history of the Public Provident Fund or PPF interest rate from 1968 to 2024? Public Provident Fund or PPF is one of the preferred products for many investors. I strongly advocate using this product as your debt part of the portfolio. It is 15 15-year product ..read more
BasuNivesh
1M ago
Latest Post Office Savings Schemes Interest Rates April – June 2024 declared on 8th March 2024. What are the interest rates of PPF, SSY, SCSS, NSC, and MIS? Usually, the Government publishes the interest rates quarterly. However, this time (maybe due to the upcoming Loksabha elections) the Government published the interest rate applicable for all ..read more
BasuNivesh
2M ago
Due to the popularity of Index Funds or Mutual Funds, insurance companies are launching ULIP Index Funds. Why you must NOT invest? What is the catch here? These insurance firms mainly focus on small-cap and mid-cap sectors, driven by the outstanding recent performance in both market segments. Max Life recently introduced the Midcap Momentum Index ..read more
BasuNivesh
2M ago
A new insurance plan for children, LIC’s Amritbaal 8% GUARANTEED Insurance Plan, was introduced on 17th Feb 2024. Does this policy really offer 8% returns? LIC’s Amritbaal is a Non-Linked, Non-Participating, Individual, Savings, Life Insurance plan. Hence, it is a traditional plan. The plan is available both online and offline. The first question you have ..read more