Section Overview Who is a Financial Advisor Malaysia? Who is a Financial Advisor Malaysia Representative? What Financial Advisor Malaysia Do? What Financial Advisor Malaysia should I use? Difference between a Financial Advisor Malaysia vs an Insurance Agent? When to Get Financial Advisor Malaysia? When do you need a Financial Advisor Malaysia? Who needs a Financial Advisor Malaysia? Why Financial Advisor is Important? Where to find Good Financial Advisor Malaysia? What are the Requirements to be a Financial Advisor Malaysia? What are the Requirements to be a Financial Ad ..read more

In Dec 2024, the Federal Reserve decided to hold key interest rates unchanged at the current level of 5.5%. This marks a significant moment in the economic cycle, as it suggests that we may have reached the peak interest rate for this cycle. The next step in the cycle will likely be 2024 interest rate cuts, which are anticipated to happen soon. This shift towards easier monetary policy will have a profound impact on various aspects of the economy. Table Of Contents The Federal Reserve Meeting Schedule Factors Influencing 2024 Interest Rate Cuts Pressure for Interest Rate Cuts Expectations ..read more

Why Ringgit always so weak versus USD and SGD? Even weaker now versus Euro and pounds sterling than previously? Every Malaysians worst nightmare when Ringgit weakening. Purchasing power got crushed like Oceangate Titan. You pay higher more for imported goods like your Australian Steak. You sell kidneys to pay for services like your Blackpink or Coldplay concert tickets. Even local goods you eat get prohibitively expensive if not for government subsidies because feedstock such as corn & soybean, are actually imported to fatten locally reared chicken you eat. Malaysians already High cost of ..read more

This is the most practical, highly actionable guide to buying the best medical card in Malaysia online, instead of just other comparison guides (which often overwhelm you with too much info until you feel confused with over-analysis paralysis) The best part? We are going to reveal how you can afford the best medical coverage per your budget, something that tied insurance agents and aggregator websites are unable to do for you. Also, we respect your privacy and do not ask for your phone number when you are ready to apply online or even want to request for the quotations to compare them yourself ..read more

What you are about to read below is different from other FIRE movement (Financially Independent Retire Early) guides out there. Why? Other Financially Independent Retire Early guides revolves around this angle: “this is what I am doing or have done to achieve FIRE, let me show you how you can do the same” or worst, this angle, from FIRE wannabes: “this is what I think you should do, because it is what I know although I have never been financially free or retired early”. As you can see, the above are all fluff, no substance. In this Financially Independent Retire Early guide though, I am going ..read more

Unlike many other articles on investment options in Malaysia saturating the Internet… …written by half-past-six bloggers with no professional certifications or credible qualifications, …or worse, bankers and financial agents trying to convince you why their products are the best investment options you can invest into… This no-nonsense, no-holds-barred guide is written in such a way to focus on you as a person, by ring-fencing the recommended investment options based on your investing experience & risk appetite. Furthermore, it is written by an independent, licensed CFP (Certified Financia ..read more

Look, I think you would agree that there are countless passive income ideas out there talking about how to earn passive income in Malaysia via investing or starting a business. The problem with that approach is glaring: Captain Obvious Newsflash!You need money to make money. As in, you need 100k to make 10k passive income via investments that generate 10 percent return. Fortunately, this thorough, actionable guide on how to make passive income in Malaysia is NOTHING about that. In fact, no upfront investments are required to start generating your first passive income. All you need are: Your ..read more

When you want to apply for credit card online, everyone is asking this million-dollar question: “What’s the best Visa/Mastercard/Amex credit card now?” Truth is, there is no one single best credit card. Everyone has one credit card or two that best suits their needs. Even if there is ‘the ultimate best’ credit card, given time, it can easily be dethroned by other credit card in the market. Telling you the best credit card it no different that asking you to shoot on a moving target – it is ludicrous. BUT! There is a proven process you can learn to always choose and keep the best credit card s ..read more

What if you can get back ALL of your life insurance premiums paid at the end of the insurance policy coverage period? In other words, you claw back 100% of your total premiums paid when the the insurance policy matures, guaranteed. This could be the Best Saving Plan in Malaysia, agree? (After all, diligently putting 10k every year into 1.5% per annum fixed deposit account for 15 years will only get you 166k ~ not very impressive isn’t?) Question is, does such saving plan or insurance policy exist? Absolutely yes. Read this in entirely to understand. Do not skip a single word. Sections in this ..read more

What you are about to read below is different from other FIRE movement (Financially Independent Retire Early) guides out there. Why? Other Financially Independent Retire Early guides revolves around this angle: “this is what I am doing or have done to achieve FIRE, let me show you how you can do the same” or worst, this angle, from FIRE wannabes: “this is what I think you should do, because it is what I know although I have never been financially free or retired early”. As you can see, the above are all fluff, no substance. In this Financially Independent Retire Early guide though, I am go ..read more