Here’s something I’ve never shared with you: I’m a procrastinator. A big time procrastinator. Snoozing the morning alarm. Waiting until I’m right against a deadline to complete a project. And I perpetually reschedule reminders on my phone to ding me tomorrow. One of the most egregious ways I procrastinate is canceling subscriptions, especially if I’m required to have an in-person conversation (or… Source ..read more

“Well, that was my first dermatologist visit in which I was told it’s not a matter of if but when one of my moles will turn cancerous,” I said to my husband after coming home from a doctor visit. It was a jarring experience to essentially be told cancer was almost an inevitability, but I’m incredibly proactive about my skin checks and do all I can in terms of prevention (aka applies 70 SPF and… Source ..read more

That is black and white thinking in a nuanced conversation because you can do two things at once: build wealth and pay off debt. This question is so frustrating to me! Certain folks in the personal finance community preach that you have to achieve debt freedom before you start the next phase of building wealth and working towards other financial goals. Ehhh, wrong! Source ..read more

Photo by micheile henderson on Unsplash Before I answer, let’s take a quick Translation Timeout to make sure everyone understands the question. My personal preference: yes. Just roll it over either into your new company’s 401(k) — if allowed — or into an IRA. Having it all in one place makes it easier to keep track and you won’t risk… Source ..read more

We too often tend to only provide feedback when it’s negative. But great customer service deserves a shoutout and you never know how your review could help someone. Customer reviews from surveys can impact people’s ability to get a raise or a bonus at their job. Taking a couple minutes out of your day to respond to a quick survey about a customer service rep could be a small way to significantly… Source ..read more

Sometimes the world comes at you fast, and trying to figure out your finances in shifting realities can really break your brain—and your bank accounts! When life is overwhelming, getting out a pencil and paper and working out your numbers can seem impossible. Erin Lowry’s Broke Millennial series has been helping people get their financial lives in order for years, and now readers can roll up their... Source ..read more

If you somehow have managed to consume personal finance content without ever hearing about the latte factor or avocado toast, then wow, I’m deeply impressed. The latte factor was popularized by personal finance writer David Bach who argues that unconscious spending on small purchases (like a latte) can end up costing you a huge sum in the long run. Later on, an Australian millionaire and real... Source ..read more

Awkward money situations are a fact of life. They’re going to come up, so it’s best to be prepared. Today, we’ll examine two specific situations that I bet you’ve dealt with before. But first, I want to share one of the greatest ways to address any awkward money moment. It’s a take on the classic compliment sandwich and should be your go-to move anytime you need to turn down an invitation. Source ..read more

We are engaged in so many different financial relationships in our lives. Roommates, friends, romantic partners, so today, let’s talk about some of the best strategies for navigating those different money moments. A roommate should be a financial help not a burden. After all, it’s someone with whom you can split the bills! But it’s important the two of you have a frank discussion about who is in... Source ..read more

Spending money and accumulating material things can be addictive. In fact, you can even experience a dopamine release in your brain, giving you a natural high, from the mere anticipation of buying something you want. Wanting to get that next hit of the good feels can mean using justifications for why you “need” to make a purchase. Today, we’re going to identify five types of spenders to help you... Source ..read more