Introduction – Navigating Fire Insurance to Protect Your Home Navigating home insurance plans in Singapore, which are administered by the Singapore Deposit Insurance Corporation (SDIC) and come with automatic policy inclusion, can be challenging. With a variety of options encompassing fire, content, and mortgage coverage, it’s vital to comprehend the limits of coverage and determine the specific protection your property requires. This article is designed to walk you through the complexities of comprehensive home insurance, empowering you to make a well-informed decision that aligns perfectly w ..read more

Introduction – Understanding Pre-existing Conditions Coverage in Insurance Health insurance can be a crucial safeguard in your life, yet grasping every word in the fine print, including terms related to premiums and coverage, is just as essential. In Singapore, understanding the exclusions and claim procedures of health insurance can often seem like a daunting task, akin to navigating uncharted territory filled with unexpected twists. This article aims to illuminate these key aspects, making the often arcane insurance terms, especially those concerning life insurance and advice from your advis ..read more

Introduction – Group Health Insurance Coverage in Singapore Understanding the intricacies of group insurance coverage in Singapore can be challenging for employers and employees alike.  Since 2015, every Singaporean has been automatically enrolled in basic medical insurance through the MediShield Life scheme. This blog post aims to demystify the terms and conditions of group insurance, providing clear guidance on how businesses can enhance their employee benefits, with a focus on health and life insurance plans in Singapore. Explore this resource to discover valuable advice on choosing th ..read more

Introduction – Guide to Types of Insurance in Singapore Navigating the complex terrain of insurance in Singapore, including whole life insurance, a type of insurance that offers coverage for the insured’s entire lifetime, can be challenging.  Did you know that MediShield Life, a fundamental health insurance scheme managed by the Central Provident Fund (CPF) Board, extends basic health coverage to the vast majority of Singaporeans? This article is crafted to deconstruct and elucidate the intricacies of CPF, MediShield Life, Integrated Shield Plans (IPs), and the role of whole life insuranc ..read more

Introduction – Guide to Divorce Laws & Process Navigating through a divorce encompasses not only the emotional strain but also the complexity of ancillary matters, which can become an arduous financial burden, particularly within the dynamic legal framework of Singapore. Are you aware that in order to file for a divorce in this jurisdiction, one must be a citizen or have lived continuously in Singapore for three years, and grounds such as unreasonable behaviour or having committed adultery must be established? This blog post is crafted to shed light on the intricacies of the process, offer ..read more

Introduction – Life Insurance Plans for Newlyweds in Singapore As newlyweds in Singapore, you might not immediately think of term life insurance or savings as primary concerns. However, obtaining sufficient coverage with term life or mortgage insurance is vital for Singaporeans to protect their joint financial future. This article aims to guide Singaporean couples on the importance of life insurance and its role in saving strategies as they embark on their new journey together.  Ready to secure peace of mind? Let’s explore the essentials! Key Takeaways Getting married in Singapore brings ..read more

This article is for education purposes only, and not to be taken as advice to buy/sell. Please do your own due diligence before committing to any trade/investment. What?! Has one quarter of the year flashed by? Due to the extremely bullish sentiment, most stocks in the US stock market have risen considerably with hardly any rest. As we enter the most bullish window (based on historical data), what’s 1 stock that you should be eyeing for a position trade? Join me for a journey to find out whether Fortinet is a worthy candidate.   Brief History of Fortinet Source: fortinet.com Fortinet is ..read more

Introduction – Crafting a Financial Plan for Couples in Singapore Handling finances can often be a complex issue for married couples, particularly in Singapore, where the cost of living is steep, making personal finance management within marriage crucial for maintaining financial health. In this blog post, we will explore effective strategies of financial planning for married couple to manage their finances, including how to use their CPF accounts to their advantage, and provide guidance to handle finance-related disputes with understanding and unity. Join us as we delve into the principles of ..read more

Introduction – Tax Benefits of Joint Savings Accounts in Singapore For account holders in Singapore, navigating the tax implications of a savings joint account can be complex, particularly for married couples. Fortunately, there are specific tax advantages, such as those related to the Inland Revenue Authority (IRAs) and potential tax reliefs provided by the Singapore tax system, that can significantly benefit married partners and their families. This blog aims to offer vital insights and tactics to leverage your deposit accounts for optimal tax savings. Continue with us as we delve into ..read more

This article is for education purposes only, and not to be taken as advice to buy/sell. Please do your own due diligence before committing to any trade/investment. It’s reported that the temperature across Singapore is at a record high. Do you know what else is this hot? That’s right! It’s the US stock market. The US stock market has been defying gravity for a few months, which has excited many.  However, I think we could be in for a rough ride real soon. As such, I’ve filtered 2 weak stocks that you may want to go short on. Before I introduce the stocks I’m watching, let’s have a look at ..read more