Guide To Using heymax, The App That Hopes To Give You A Free Vacation Every Year
Dollars And Sense
by Timothy Ho
9h ago
I have not paid for my flights for a while. This situation arises from two main reasons. Firstly, due to the COVID-19 pandemic, I did not travel from 2020 to 2022. Secondly, as an enthusiastic collector of air miles, I continued diligently amassing miles over the past few years though there wasn’t the opportunity to utilise them because of the pandemic. Subsequently, with the lifting of travel restrictions and the resumption of international travel, I find myself with a substantial cache of miles at my disposal, which I have been able to use to redeem for flights ever since. The Art Of Playin ..read more
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Why The Glidepath Is Vital For Managing Risk In Retirement Portfolios
Dollars And Sense
by Clement Low
1d ago
Investments which have higher risk also have the potential to bring higher long-term growth. While the markets may have corrections and sometimes recessions, an investor who can stay invested can wait for the right time to liquidate their investments to realise a profit. Liquidating an investment during a drawdown may mean realising losses on the investment, resulting in a shrinking portfolio. A retiree relying on periodic withdrawals from their portfolio may find themselves in a bind if they have to liquidate stocks to pay for living expenses during periods where the markets are down. Yet, a ..read more
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Championing Lifelong Learning: How Budget 2024 Supports Singaporeans To Upskill And Develop Their Full Potential
Dollars And Sense
by Dinesh Dayani
1d ago
This article was written in collaboration with the Ministry of Finance (MOF). All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research. DollarsAndSense.sg is not liable for any financial losses that may arise from any transactions and readers are encouraged to do their own due diligence. You can view our full editorial policy here. As Singaporeans, we grow up learning that people are our most precious resource. That is why adopting a culture of lifelong learning is key for Singapore to remain a prosperous home for future generations. From the ..read more
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Giving Robots “Vision”: How One Singapore Company Is On A Mission To Replace Human Inspectors With Smart Robots
Dollars And Sense
by Dinesh Dayani
2d ago
This article was written in collaboration with OCBC Business Banking. All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research. DollarsAndSense.sg is not liable for any financial losses that may arise from any transactions and readers are encouraged to do their own due diligence. You can view our full editorial policy here. The current Chairman of Emage Vision, Charles Cher, has a storied background in Singapore’s high-tech engineering sector. His journey began with a Tape and Reel service start-up in 1990. It eventually merged into ASTI Hold ..read more
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Insights: The Chicken Rice Index
Dollars And Sense
by Contributor
3d ago
This article was contributed to us by Chua Ee Chien, and was first published on his LinkedIn.  In this week’s edition of our newsletter, we’re spicing things up with a unique approach to managing and measuring personal finances using a staple that’s close to our hearts (and stomachs) in Singapore—Chicken Rice. Let’s explore how this local favorite can serve as a yardstick for our spending habits, and how applying this method can offer insights into smarter financial management. The Chicken Rice Index: Understanding Your Spending Imagine using the cost of a plate of Chicken Rice as a ..read more
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How Much Does An Australian University Degree Cost For International Students
Dollars And Sense
by Clement Low
4d ago
Entry into local universities can be quite competitive especially for certain courses, but those who do not qualify for those courses in local universities can still pursue the career of their dreams by getting a degree overseas. One popular option is to get an Australian university degree. The cost of living in Australia has become cheaper for Singaporeans due to the currency conversion (A$1 = S$0.88 at time of writing). Australia is also nearer to Singapore compared to Europe, USA and Canada, which makes it cheaper to fly back to visit your family during holidays. For those considering a un ..read more
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Understanding Haidilao (HKEX: 6862): The World’s Biggest Hotpot Chain
Dollars And Sense
by DollarsAndSense.sg
4d ago
China, the world’s most populous country with over 1.4 billion people and the second-largest economy, boasts a rising affluent consumer market. As the nation’s wealth grows, more people are engaging in dining and socialising activities. Alongside the popularity of well-known Western food brands such as McDonald’s and KFC, local brands have also been steadily garnering a devoted following. Among these local brands is the renowned hotpot chain Haidilao International Holding Ltd (HKEX: 6862). Listed on the Hong Kong Stock Exchange (HKEX), it is also a constituent member of the benchmark Hang Sen ..read more
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Tax Planning Tips for Foreigners living in Singapore with U.S. Assets
Dollars And Sense
by Contributor
4d ago
This article is contributed by Jared Garfield, Associate Attorney at Hone Maxwell LLP Many foreigners choose to live and work in Singapore. According to the Ministry of Manpower, the foreign workforce in Singapore totalled more than 1.4 million people as of June 2023. Many of the foreigners living in Singapore are Americans and those who are not may own U.S. assets such as U.S. stock or real estate for personal or investment purposes. For Americans living in Singapore or anyone who owns U.S. assets, it is important to be proactive in planning for U.S. taxes. The U.S. imposes taxes based on ci ..read more
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Guide To Understanding The Wink+ App (We All See At The MRT Stations)
Dollars And Sense
by Soh Qi Hang
6d ago
Many of us may have seen the bright pink Wink+ advertisements plastered on the doors of the MRT platforms and wondered what it is for. If you pay close attention, you will also find these on various gantries and posters along MRT stations. Wink+ is an app that encourages SMRT commuters to engage with advertisements and other marketing campaigns by scanning the QR codes scattered across Singapore on SMRT trains, buses and even taxis. Earning Points The first way for Wink+ App users to earn points is by travelling on SMRT trains and buses. When a commuter taps their card at the gantry, they gai ..read more
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Guide To Investing In Chinese Equities Via Unit Trusts And ETFs
Dollars And Sense
by Shashi Kumar
6d ago
In virtually every household, it’s highly likely there will be multiple items that were either manufactured in China or produced by Chinese companies. This extends beyond our homes. Major Chinese brands spanning across various sectors, from financial institutions to e-commerce, food & services, and even property developers, have not only become familiar names but integral to our daily lives. Hence, it’s only natural to consider investing in these companies, particularly given China’s status as the second biggest and fastest-growing economy, with a population size of around 1.4 billion peo ..read more
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