Financial Fitness Bootcamp: Shape Up Your Finances Spring is almost here – we can feel it in the air! That means it’s also homebuying season! If you’re one of the millions of people considering buying a home this spring or summer, now is the perfect time to brush up on your financial fitness and ensure you show you’re a capable buyer! This financial fitness bootcamp routine will help you put your right foot forward and help you reach your goals of homeownership. Why You Should Shape up Your Finances Before Applying for a Mortgage Qualifying for a mortgage means proving you can afford the loan ..read more

Market Comment Mortgage bond prices finished the week sharply lower which put significant upward pressure on rates. Sentiment shifted greatly regarding future Fed policy. We started on a negative note and continued that pattern for most of the week. Higher than expected consumer inflation readings shook the market. The consumer price index rose 0.4% vs 0.3%. The core, which excludes volatile food and energy prices, also rose 0.4% vs 0.3%. Producer prices rose 0.2% vs 0.3%. The core rose 0.2% as expected. Weekly Jobless claims were 211K vs 215K. Consumer sentiment was 77.9 vs 79 which helped st ..read more

Demystifying the Tax Code Owning a house comes with many benefits, including tax deductions. The Tax Cuts and Jobs Act changed how homeowners and other taxpayers benefit, but there are still ways to lower your taxes by owning a house. If you purchase a house, it’s essential to understand how your taxes may benefit. Many taxpayers fall under the standard deduction despite paying mortgage interest and property taxes, but here’s how to tell which deduction is best. What is the Standard Deduction? The standard deduction is a deduction every taxpayer can take without worrying about specific items ..read more

DIY Dreamscapes: Creative Home Hacks Are you dreaming of making your house a home but just don’t know how? Maybe you have a limited budget and balk at the cost of hiring contractors. Here’s the good news. There are great DIY home renovation projects that could help you create your dream home! Whether you’re on a limited budget or just want to put some sweat equity into the place you call home, here are 18 creative home hacks to transform your home! 1.    Curb Appeal You’ve likely heard it’s all about the curb appeal when looking for a house, but that doesn’t stop once you own yo ..read more

Market Comment Mortgage bond prices finished the week near unchanged to slightly lower which kept rates generally in check. We saw very little daily movement through the week in contrast to the significant swings seen earlier this year. Stocks and bonds did not trade Friday and the shortened trading week factored into the calm. The data was very mixed. Home prices fell 0.1% as expected. Consumer confidence was 104.7 vs 107. Durable goods orders rose 1.4% vs 1.1%. Consumer sentiment was 79.4 vs 76.5. GDP rose 3.4% vs 3.2%. Weekly jobless claims were 210K vs 215K. Personal income rose 0.3% vs 0 ..read more

Market Comment Mortgage bond prices finished the week sharply higher which put downward pressure on rates. We saw positive movements Tuesday through Friday which recovered some of the recent losses from earlier in the month. The Fed left rates unchanged and market participants interpreted their future intent to pivot sometime possibly this summer. The data was mixed. Housing starts were 1.521M vs 1.425M. Existing home sales 4.38M vs 3.94M. LEI rose 0.1% vs the expected 0.2% decrease. Weekly jobless claims were 215K vs 210K. The Philadelphia Fed manufacturing index rose 3.2 vs the expected 2.3 ..read more

We are overjoyed to announce that Mortgage Investors Group (MIG) has once again been named one of the Best Mortgage Companies to Work For in 2024 by National Mortgage News, marking a consecutive win following our recognition in 2023. This back-to-back accolade underscores our ongoing commitment to fostering an environment of support, engagement, and excellence. A Testament to Consistent Excellence Achieving this distinction for the second year in a row is a testament to our enduring dedication to creating a workplace that not only attracts but retains top talent by prioritizing their well-bein ..read more

A ..read more

A ..read more

A ..read more