Drake Insurance Inc.
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Drake Insurance provides Auto/Car Insurance, Home Insurance, and Business/Commercial Insurance for Dauphin and all of Pennsylvania.
Drake Insurance Inc.
1d ago
In times like these, we’re always looking for ways to save a little extra, right? This leads many of us to seek out what we can do to add some more discounts onto insurance policies and cut down on some recurring monthly expenses. While, in general, insurance companies do not offer a discount on auto policies for having a dashcam, there are some surprising perks to having one that could save you a lot of money!
What is a Dashcam?
So, what exactly is a dashcam and why would you want one? While often referred to as dashcams, their full name is dashboard camera. As the name suggests, these ..read more
Drake Insurance Inc.
1d ago
Understanding different types of life insurance policies and their unique benefits will help you choose the right option for you and your family. Term life insurance provides coverage for a limited amount of time and/or amount of benefit. Term insurance has no cash value.
In contrast, whole life insurance1 is coverage that is in place your entire life, and it offers unique benefits, including the ability to accumulate cash value, which can be used to your advantage in a variety of financial scenarios.2
Let’s look at the features of cash value whole life policies, explore loan option ..read more
Drake Insurance Inc.
6d ago
Running a business comes with many risks, from property damage to legal liabilities. While some business owners may see insurance as an unnecessary expense, the cost of failing to have adequate coverage can far outweigh the premiums paid. It is essential to understand the potential consequences of operating without business insurance.
Financial Losses from Property Damage
Property damage can occur unexpectedly due to natural disasters, accidents, or vandalism. Without insurance coverage, the financial burden of repairing or replacing damaged property falls entirely on the business owner. Cons ..read more
Drake Insurance Inc.
1w ago
Personal umbrella insurance is an additional layer of liability coverage that goes beyond the limits of your standard home or auto insurance policy. It provides extra protection if you are sued for damages exceeding the limits of your primary insurance policies. Here's why you should consider adding a personal umbrella policy to your insurance portfolio:
Protection Against Liability Risks
Spring brings blooming flowers and unpredictable weather, including heavy rain and thunderstorms. These weather events increase the risk of accidents and liability claims. Personal umbrella insurance can pro ..read more
Drake Insurance Inc.
1w ago
Who hasn’t been zipping along when all of a sudden traffic slows to a halt?
When it does, you can bet on one of two things: There was an accident or there’s construction.
What To Do in a Work Zone
Road work is often the culprit in the warmer months. You probably already know that it’s important to stay at or below the posted limits when you’re in a work zone, not to mention, many states will ticket you for speeding in a construction zone. Yet there are a few other tips worth keeping in mind in order to keep you, your car and workers safe when you’re driving through a work zone.
Check ahead f ..read more
Drake Insurance Inc.
1w ago
A hailstorm just blew in through your neighborhood. Suddenly, there are people at your door telling you they can repair your home’s damage quickly and easily. What would you do? While some hail damage may be obvious, you can’t always trust that someone showing up to your door has your best interests in mind. If you’ve recently battled a hailstorm, here is what you need to know about hail, roof damage, homeowners insurance and common scams. What should I do after a hailstorm? The size and density of a hailstone will determine the severity of damage you’ll find after a storm. While som ..read more
Drake Insurance Inc.
1w ago
Picture this: You’re sitting down with your parents reviewing their will and other important documents, and you realize they don’t have life insurance.1 For some, this might not be hard to imagine – you may have experienced it already.
Life insurance is important for everyone, not just those with families or businesses. That’s because life insurance is for the living and can help protect and provide for your loved ones after you’re gone.
Now picture this: Your parents ask you to get them a life insurance policy. You might be wondering; can I do that?
Before you go any further, however, h ..read more
Drake Insurance Inc.
2w ago
Erie Insurance is there for your car when it comes to auto insurance, but what about everything else?
Your car can take you near and far, but only if you take care of it in return. April is National Car Care Month and it’s your opportunity to show your ride the love that it deserves.
Lucky for you, ERIE has tons of helpful posts right here on the blog to help you show your car a little TLC this month:
How to Help Your Car Recover from Winter: Winter is tough on cars. Now is a perfect time to begin the recovery process.
What You Need to Know About High Mileage Cars: For owners of vehicle ..read more
Drake Insurance Inc.
3w ago
Financial literacy is the foundation of sound financial management; for small business owners, it's essential for success. With April being Financial Literacy Month, there's no better time to learn more about the fundamentals of financial literacy that every small business owner should know.
Budgeting Basics for Small Businesses
Budgeting is crucial for small businesses to manage finances and achieve their profit goals effectively. To effectively budget for your small business, consider the following:
Track Your Expenses: Keep meticulous records of all business expenses, including rent, util ..read more
Drake Insurance Inc.
3w ago
Are you considering a home remodel? Whether you're updating your kitchen, adding an extra room, or renovating your entire house, it's essential to consider how these changes can impact your insurance coverage. As April marks National Rebuilding Month, it's the perfect time for a few insurance tips for planning your next project.
Understanding Personal Insurance and Home Remodels
When it comes to home renovations, it's crucial to understand how your personal insurance coverage can be affected. Consider the following key points:
Homeowner's Insurance Coverage: Review your homeowner's insurance ..read more