According to GOBankingRates survey, more than 40% of Americans are not investing their money at all. YIKES! Of those that are investing, they are choosing the following: 43% of Americans are investing in banking products, 46% are investing in bonds or stocks, 44% Americans prefer investment funds, 20% are investing in real estate, and 7% are investing in Cryptocurrency, while the remaining 7% of Americans are investing in other places.* One investing principle that will really help you reduce risk over time over time is diversification. Another way to say it is, simply do not have all your eg ..read more

According to GOBankingRates survey, more than 40% of Americans are not investing their money at all. YIKES! Of those that are investing, they are choosing the following: 43% of Americans are investing in banking products, 46% are investing in bonds or stocks, 44% Americans prefer investment funds, 20% are investing in real estate, and 7% are investing in Cryptocurrency, while the remaining 7% of Americans are investing in other places.* One investing principle that will really help you reduce risk over time over time is diversification. Another way to say it is, simply do not have all your e ..read more

I am often asked, “How do I select the actual investments within my investment account?” The answer to this question is very specific to you, your goals, and your overall RISK TOLERANCE. I recently read on Investopedia.com, that on average, women invest more conservatively than men. Over the long run, this can result in lower returns and greater risk of your assets not keeping pace with inflation.* It’s important to understand your own risk tolerance and what that means as part of your overall investment strategy. In this video I explore the three questions to ask yourself to help you better ..read more

I was recently at Skimm HQs conducting a workshop and I was asked “Which investment account should I open?” This is such a great question and one I am asked often. In an ideal world, everyone would be investing in a reliable plan to start saving the maximum amount of money for retirement. According to a Forbes survey, 71% of millennials are saving money for retirement either outside of the work or in a workplace plan. Despite their savings, Millennials are a bit more conservative in their strategy compared to past generations.* Watch this video to learn the difference between a 401K and an ..read more

“I raise up my voice- not so I can shout, but so that those without a voice can be heard…we cannot succeed when half of us are held back.” -Malala Yousafzai International Women’s Day is celebrated on March 8 every year. Over the month of March Financially Wise, Inc. is celebrating and sharing about Women and Wealth. At its inception, FWI was founded on empowering women with their finances. I wanted every woman we came in contact with to be confident and self-assured about their money. This confidence with our money allows us to make better decisions, give more to our communities, and to chang ..read more

“I raise up my voice- not so I can shout, but so that those without a voice can be heard…we cannot succeed when half of us are held back.” -Malala Yousafzai International Women’s Day is celebrated on March 8 every year. Over the month of March Financially Wise, Inc. is celebrating and sharing about Women and Wealth. At its inception, FWI was founded on empowering women with their finances. I wanted every woman we came in contact with to be confident and self-assured about their money. This confidence with our money allows us to make better decisions, give more to our communities, and to chang ..read more

I am often asked, “How do I select the actual investments within my investment account?” The answer to this question is very specific to you, your goals, and your overall RISK TOLERANCE.I recently read on Investopedia.com, that on average, women invest more conservatively than men. Over the long run, this can result in lower returns and greater risk of your assets not keeping pace with inflation.*It’s important to understand your own risk tolerance and what that means as part of your overall investment strategy.In this video I explore the three questions to ask yourself to help you better unde ..read more

I was recently at Skimm HQs conducting a workshop and I was asked “Which investment account should I open?” This is such a great question and one I am asked often. In an ideal world, everyone would be investing in a reliable plan to start saving the maximum amount of money for retirement. According to a Forbes survey, 71% of millennials are saving money for retirement either outside of the work or in a workplace plan. Despite their savings, Millennials are a bit more conservative in their strategy compared to past generations.* Watch this video to learn the difference between a 401K and an IRA ..read more