LATAM: Low Interoperability Highlights Crypto’s Big Potential
Ripple
by Team Ripple
2y ago
Across Latin America, a fragmented payments landscape has resulted in low interoperability, often leading to high fees for both senders and receivers of payments. Regulators in the region are working — with varying progress and approaches — to enable real-time payment options that foster greater interoperability, increase financial inclusion, generate revenue for banks and businesses and help protect economies from global market volatility. With use cases like inbound remittance flows seen as a critical component of GDP for numerous LATAM countries, identifying ways to reduce costs associated ..read more
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For the Love of NFTs: VSA Partners and Rare Air Media Bring Jordan NFTs to the XRPL
Ripple
by Team Ripple
2y ago
Non-Fungible Tokens, or NFTs, are creating tremendous opportunities for creators and collectors of art, memorabilia, and other digital assets. Since the initial launch of Ripple’s Creator Fund, we have seen incredible momentum and exciting NFT use cases come to life on the XRP Ledger (XRPL). Creators like Justin Bua, xPunks, and Sebring Revolution continue to prove out tokenization projects and capabilities for metaverses, gaming, art and beyond.   Making Waves in Media & Entertainment Now Rare Air Media, producer of Michael Jordan’s visual autobiography For the Love of the Game ..read more
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CBDCs: From the “Hype” to the “How” of Making Financial Inclusion a Reality – Part 2
Ripple
by Team Ripple
2y ago
In our recent survey of over 1,600 financial leaders across 22 countries, we uncovered some pretty astounding insights: A whopping 85% of payment leaders at financial institutions globally think their country will launch a digital currency in the next four years.  If these last two years in a pandemic have taught us anything, it’s that time flies. So this begs the question: What needs to happen between now and four years from now in order to make those launches possible? It turns out there’s quite a bit to consider, not only as central bankers and commercial bankers, but as individuals a ..read more
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CBDCs: From the “Hype” to the “How” of Making Financial Inclusion a Reality – Part 1
Ripple
by Team Ripple
2y ago
We recently surveyed over 1,600 financial leaders across 22 countries and discovered that 37% of senior financial institution executives around the globe consider both “financial inclusion” and “greater access to credit” as the largest potential breakthroughs for Central Bank Digital Currencies (CBDCs). This echoes the stated goals of many countries and central banks that are actively exploring CBDCs or that have already launched pilots. Clearly, CBDCs hold a lot of promise. But to paint a picture of a perfectly utopian digital currency-driven world without addressing the hurdles it will take ..read more
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The Next Evolution of Crypto for Business
Ripple
by Team Ripple
2y ago
It’s March Madness. Three weeks, 136 teams, and two college basketball championships. While there is no shortage of talent and promise on the court, it’s often the proven programs with the most experienced, seasoned coaches and practiced players that are the odds-on favorites. The same is true in crypto. There is a lot of hype and activity in the arena, but at the end of the day, it’s the proven companies — and their teams of cutting-edge customers and partners — with the experience, industry savvy and technical resources that deliver the most trusted solutions.  A Lot Has Happened Over ..read more
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Women in Blockchain: Emi Yoshikawa’s Global Influence
Ripple
by Team Ripple
2y ago
For many of us in the industry, it comes as no surprise that tech and finance are heavily male-dominated. Many fintechs are intersecting with blockchain and crypto — two other predominantly male spaces — which further widens the gap. But women in blockchain have persevered and are paving the way for future generations to confidently enter the space, knowing this community of trailblazers is there to support, uplift and further diversify the industry. Emi Yoshikawa, Ripple’s VP of Corporate Strategy and Operations, was featured in Forbes Japan alongside a group of these trailblazing women to d ..read more
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How Businesses Can Meet Rising Consumer Demand for Crypto
Ripple
by Team Ripple
2y ago
To borrow a line from the film Spinal Tap, the volume on crypto has been turned up to eleven.  The financial industry continues its march towards crypto with Worldpay’s recent announcement that it will expand merchant adoption of cryptocurrency with “pay by crypto” options. Binance also just revealed plans for a new payments processor enabling users to make retail purchases using digital assets, as are LUNU who enable customers to accept crypto payments. Even Warren Buffett is getting in on the action, purchasing $1 billion in shares of Nubank, a Brazilian digital bank focused on crypto ..read more
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The Ripple Drop: Growing Crypto Liquidity, Banner Year for RippleNet and Ripple Liquidity Hub
Ripple
by Team Ripple
2y ago
In this edition of The Ripple Drop, we take a deep dive into liquidity. RippleNet General Manager Asheesh Birla joins us to explain how crypto liquidity works, why it’s important, and the roles On-Demand Liquidity and Ripple Liquidity Hub will play in driving its growth.  Rising Crypto Liquidity  Asheesh tracks the growth in crypto liquidity from the early days of Bitcoin and why it matters, noting that crypto is much easier to move around the world than fiat currency because it does not require a network of large banks and nostro accounts to achieve liquidity. This ability to easil ..read more
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Why Policy Regulation for Crypto in Korea is Key
Ripple
by Team Ripple
2y ago
Digital Assets in Korea: A Policy Approach to Smart Regulation The emergence of blockchain technology and digital assets is transforming the global financial landscape into a more accessible, transparent, fair and efficient system. This transformation has resulted in the development of new use cases and the opening up of new markets, providing innovative pathways for individuals and businesses to access and build a more inclusive global financial system. However, as is often the case with emerging technologies, the full scale and scope of this impact from a policy perspective is difficult to ..read more
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APAC Leading the Way in Instant Payments
Ripple
by Team Ripple
2y ago
Countries across Asia Pacific have become global leaders at delivering instant payments through digital banking solutions. Their experimentation and innovation around alternative payment rails to better facilitate both cross-border and domestic instant payments serves to bolster the region’s growing stature and leadership across the payments sector. In recent years, APAC has grown to dominate the digital banking sector, with 20% of approximately 250 digital banks worldwide based in the APAC region.  Regional leaders to highlight include: Singapore — ranked in the world’s top five most co ..read more
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