Time really flies, we just celebrated the year end countdown and now we are on the fourth day of 2023. In about 2.5 weeks' time, we will be celebrating the Lunar New Year. Next year is the Year of Rabbit and hope that the 玉兔 will bring prosperity and health to us. Just gotten my half-yearly medical check-up result and it is on the right track (as quoted by the doctor). It is a good enough result for someone on long term medication. Health is utmost important and most of the time, we will appreciate it more when we lose/are losing it. So, this year will continue to do more walking/hiking aro ..read more

It has been quite a while since my last post. I am back..soon. Meanwhile, just for a laugh! Cheers ..read more

It has been a while since I last read a physical book on personal finance. Today, I am going to share my review on a book that I've just completed - The A to Z Guide To Retirement Planning (2016), by a local author, Patrick Chang.   I got to know Patrick via social media for one year plus, finally we managed to arrange for a kopi session last month and gotten a copy of this autographed book from him.  The book breaking down the gigantic topic of Retirement Planning into 26 chapters (hint hint from the book title :-)), make it easier to digest and readers can pick and choose wh ..read more

Image Source: Unsplash We all know that gold is one of the safest investments you can make. This is the reason why this alluring metal has long been the foundation of wealth. If it has come to your attention that since the start of the pandemic, gold has performed very well, there are several reasons for this. Volatile Markets Global lockdowns and no-flying orders have really caused problems for the global economy. It has led to market volatility, which in turn led to private investors getting cold feet and taking their wealth out of stocks and shares and moving ..read more

HAPPY BIRTHDAY SINGAPORE! On last Friday, we've received some good news in relation to the Covid-19 measures in Singapore. Soon (from 10 Aug 2021, Tue to be exact), Singapore will gradually relax the Covid-19 measures and the Government has also list down 4-stages of reopening (from Stage 1 of preparation to Stage 4 of Covid-Resilient Nation i.e. the "new normal"). Overall, it is a positive sign for the residents as we are finally seeing the light at the end of the tunnel. Having said that, we all still need to remain vigilant, continue to wear masks, maintain personal hygiene and most impor ..read more

  When my wife saw me holding the book (Simply Invest - Naked Truths To Grow Your Money) from afar, she made a casual comment “Eh, this book title look like your blog title”. I was like “…..” lol Anyway, joke aside, just completed reading this 2019 book by Goh Yang Chye. Even though it doesn’t really provide any new ground/perspective, at least to me, but it is still a pleasant read with its emphasis/highlights on some of the salient points about investing eg. “Focusing on time in the market instead of ‘timing the market” “Invest for the long term” “The importance of psychological b ..read more

I’ve been using LumiHealth - the gamified app developed jointly by HPB and Apple (as part of the country’s Smart Nation initiative) since Dec 2020. Beside reminding/guiding users to stay healthier via regular eating, exercising and sleeping tips/challenges, it is rewarding too (up to $380 rewards to be claimed over 2 years, to be exact) as long as user accepting and completing the simple challenges being initiated. For the time being, LumiHealth app is only made available to users (age 17 and above) with iPhone (running on iOS 13.2 or later) and Apple Watch (running on WatchOS 6 or later ..read more

The only thing never change in life is change itself, this is even before the deadly COVID-19 virus which creating havoc globally since early 2020. Many people’s lives have changed drastically for the worst. Personally, I’ve changed too....but mostly not because of COVID-19... I used to be more plump, now 13+kg slimmer, thanks to the new found chronic condition.. I used to be dislike avocado because of its “oily” taste, but now I like it very much and took it almost every other day... I used to be a nay sayer for fish (any kind of fishes) because of their potential fishiness, but now I ca ..read more

For the last 2 years, the world has been gripped by a pandemic, which has wreaked havoc around the world and for many small investors, volatile markets mean liquidating wealth and storing it in precious metals is a smart move in 2021. Image Source : Freepik Here is some information about the rarest precious metals that people are buying in 2021.  1.      Rhodium - This is the rarest precious metal on the planet that is a noble metal in the platinum family and the main usage of Rhodium is in the manufacture of catalytic converters, which are found on all m ..read more

As a follow-up to my earlier post (here) in comparing my recent allocation of fund and experience into Endowus, Syfe and StashAway, I've indicated that I intend to allocate additional fund into Syfe REIT+ portfolio, hence this post.  Last week, I've successfully injected additional S$6K into Syfe REIT+ portfolio (I've chosen the 100% REIT allocation option and not the ARI, Automated Risk-managed Investment option in view of the small size of my fund). The Syfe REIT+ portfolio is closely replicate the performance of the SGX iEdge S-REIT Leaders Index (which cover about 10 high quali ..read more