How I’m Simplifying my Portfolio for Retirement
Retire Before Dad
by Craig Stephens
2w ago
Next Thursday, March 14th, 2024, at 1 pm ET, TD Bank is featuring me in an interview and live Q&A on this topic in a free webinar. Register for the webinar here.  More information is below.  I’m 48. It’s been 28 years since I invested in my first stock. Twenty-eight years from now, I’ll be... The post How I’m Simplifying my Portfolio for Retirement appeared first on Retire Before Dad ..read more
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Throwing ICE on FIRE
Retire Before Dad
by Craig Stephens
1M ago
The mainstream financial media’s portrayal of early retirement has always felt disingenuous, leading with “this 30-something retired” or some variation of that hook, then later highlighting that the “early retiree” is working a new job (even though they don’t need to), running a business, or has an employed spouse providing income and health insurance. These... The post Throwing ICE on FIRE appeared first on Retire Before Dad ..read more
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Should DIY Investors Buy Bitcoin ETFs?
Retire Before Dad
by Craig Stephens
2M ago
The Bitcoin ETFs have gotten a lot of media attention recently.  After years of contemplation, the SEC finally approved several “spot” Bitcoin ETFs (exchange-traded funds) for trading on stock exchanges. They include the following: ETFs make it as easy as stocks to own and trade assets like index funds, bonds, commodities, and now digital assets. ... The post Should DIY Investors Buy Bitcoin ETFs? appeared first on Retire Before Dad ..read more
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When to Fire (or Hire) a Financial Advisor
Retire Before Dad
by Craig Stephens
2M ago
I’m a DIY financial planner and investor.  Hiring a financial advisor never made sense since I studied finance and enjoy money management as a hobby.  I almost became an investment advisor a few times. My financial situation has never been that complicated. I keep my investments, taxes, and personal finance activities within my capabilities, so... The post When to Fire (or Hire) a Financial Advisor appeared first on Retire Before Dad ..read more
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ETFs vs Mutual Funds: Knowing When to Choose Which
Retire Before Dad
by Craig Stephens
3M ago
This article explores reasons to own ETFs vs mutual funds.  Between stocks, mutual funds, exchange-traded funds (ETFs), and alternative assets, we now have countless ways to invest our money more than ever. Though more options are better overall, the choices can be overwhelming. About 7,400 mutual funds and 3,000 ETFs are listed in the U.S.,... The post ETFs vs Mutual Funds: Knowing When to Choose Which appeared first on Retire Before Dad ..read more
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Fidelity Roth Conversion: Why, and Step-by-Step Instructions
Retire Before Dad
by Craig Stephens
3M ago
One of the advantages of reduced income due to leaving my full-time career is the opportunity to execute a Fidelity Roth conversion. Roth conversions allow investors to transfer money from a 401(k), traditional IRA, or other tax-deferred retirement account into a Roth IRA account.  Traditional 401(k)s and IRAs let us invest pre-tax dollars into retirement... The post Fidelity Roth Conversion: Why, and Step-by-Step Instructions appeared first on Retire Before Dad ..read more
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The Changing Realities of an Ideal Retirement
Retire Before Dad
by Craig Stephens
4M ago
I can describe my ideal retirement in three words. Long and healthy. If my retirement is long and healthy, I’ll have very little to complain about. Beyond that, everything else is icing on top of the cupcake. But like my sugar-crazed daughter, I spend a lot of time thinking about the icing. A Healthy Exercise... The post The Changing Realities of an Ideal Retirement appeared first on Retire Before Dad ..read more
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Fundrise Review After Six Years of Investing
Retire Before Dad
by Craig Stephens
5M ago
This Fundrise review was completely updated on 11/06/2023.  Fundrise is a Washington, D.C.-based real estate and alternative assets platform enabling non-accredited investors to invest in high-quality real estate and pre-IPO startups.  The company is one of the most innovative in the real estate space, leveraging technology and systems to streamline regulatory filings and make the... The post Fundrise Review After Six Years of Investing appeared first on Retire Before Dad ..read more
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Investing Outside of the Stock Market: 10 Ways to Profit
Retire Before Dad
by Craig Stephens
5M ago
The stock market has its stomach-churning moments. Dedicating a portion of your portfolio to investing outside of the stock market can help put your mind at ease when the market gets inevitably uncomfortable. In the new interest rate and lower inflation environment, safe investments that were unattractive for years now provide solid returns and diversify... The post Investing Outside of the Stock Market: 10 Ways to Profit appeared first on Retire Before Dad ..read more
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Defining Your Post-Career Purpose
Retire Before Dad
by Craig Stephens
5M ago
Retirement is a fuzzy line these days. It seems increasingly rare for older people to cross the threshold from career worker to retiree on a single day and remain retired indefinitely. My Dad did that. So did a few of my extended family members and former coworkers. But when I ask retirement-aged people about their... The post Defining Your Post-Career Purpose appeared first on Retire Before Dad ..read more
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