It can be tempting to adjust your investing strategy based on the news, including news about interest rates—and there’s been plenty of that lately, as many people speculate about if and when the Federal Reserve will cut the target range for the federal funds rate. In a previous blog post, we wrote about how investing […] The post Should Interest Rate Changes Affect Your Decision To Invest? appeared first on Wealthfront Blog ..read more

Wealthfront’s Tax-Loss Harvesting is designed to help lower your tax bill without any extra effort and at no additional cost. The strategy is so powerful that Wealthfront’s Chief Investment Officer Burton Malkiel called it “the only reliable way for investors to outperform the market, as it allows you to do so on an after-tax basis.”  […] The post How Wealthfront’s Tax-Loss Harvesting Performed in 2023 appeared first on Wealthfront Blog ..read more

IRAs, or individual retirement arrangements, are a popular way to save for retirement, and with good reason: IRAs have numerous benefits. You may already be familiar with some of the different types of IRAs, including traditional IRAs and Roth IRAs. But you might not know it’s possible for people who typically don’t qualify for a […] The post Is a Roth Conversion Right for You? appeared first on Wealthfront Blog ..read more

The Little Book of Robo Investing by Qian Liu and Elizabeth MacBride (two founding members of the Wealthfront team) was released by Wiley earlier this month with a foreword by Wealthfront co-founder Andy Rachleff. We’re excited to share this excerpt of the book with readers of the Wealthfront blog. You can order the book here. […] The post The Similarities Between Long-Term Investing and Dating appeared first on Wealthfront Blog ..read more

Whether you’re a new investor getting started for the first time or a seasoned investor looking to invest more, it can be tempting to wait for the “right time” to invest. And when the US stock market is at an all-time high (as it has been multiple times so far in early 2024) it might […] The post Why You Should Invest Even When the Market Is At an All-Time High appeared first on Wealthfront Blog ..read more

Welcome to our Ask Wealthfront series, where we tackle your questions about personal finance and investing. Want to see your question answered here? Reach out to us on social media and we’ll try to address it in a future column.  How do taxes work for the interest I earned in my Cash Account? What about […] The post Ask Wealthfront: How Do Taxes Work for My Wealthfront Accounts? appeared first on Wealthfront Blog ..read more

There’s a saying in investing: “As January goes, so goes the year.” Known as the “January barometer,” this adage suggests that the US stock market’s performance in January can help predict positive or negative returns for the remainder of the year. Specifically, if the US stock market has positive returns in January, the theory suggests […] The post The “January Barometer”: What You Need to Know appeared first on Wealthfront Blog ..read more

In planning your investment strategy for 2024 and beyond, there are wise principles to keep in mind: While no one can predict how market prices will move in any particular period, there are time-tested general rules that can put the odds of success squarely in your favor. In this letter we will offer some simple […] The post Burt Malkiel & Alex Michalka’s Insights for Investors in 2024 appeared first on Wealthfront Blog ..read more

Tax season is here and it’s time to start thinking about your 2023 tax return. Working on your taxes might seem intimidating, but it doesn’t have to be. Here are eight ways you can get ready for Tax Day, whether you’re working with an accountant or using tax preparation software like TurboTax. 1. Mark your […] The post 8 Ways to Get Ready to File Your 2023 Tax Return appeared first on Wealthfront Blog ..read more

Risk is a fact of investing. Your willingness to take risk as an investor is a big part of why you can potentially earn returns that exceed what you’ll get for holding cash—this is known as the “equity risk premium.” Still, for some, the idea of investing risk is unnerving. The good news is that […] The post The Relationship Between Time Horizon and Investing Risk appeared first on Wealthfront Blog ..read more